Job Description

As a Consumer Loan Underwriter (Level 1), you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. Consumer Loan Underwriters are responsible for underwriting a high volume of unsecured consumer loan applications, while assisting in the development and refinement of the underwriting process. 

Join Achieve, change the future
At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 2,700 employees in mostly hybrid or remote roles across Arizona, California, and Texas and are strategically growing our teams to better serve our members. A career at Achieve is more than a job-it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, while putting your well-being first.

This is a Hybrid role. Will be required to be on-site in Tempe, Arizona a few days per month as needed.

What you’ll do:

?        Review loan applications

?        Analyze consumer information including credit reports and income documentation

?        Identify potential risk

?        Utilize underwriting guidelines to determine lending approval

?        Collaborate to improve the underwriting process

?        Find ways to get better

What you’ll bring:

?     Minimum of 2 years’ experience in credit analysis and/or underwriting loans (unsecured lending or credit card preferred)

?     Strong organizational skills and ability to multi-task effectively

?    Aptitude for critical thinking and working in the gray areas of risk assessment

?    Ability to work autonomously and with a high level of productivity

?    Resourcefulness and a need to continually improve upon processes

?    Excellent communication skills

?    Shift will start as Monday -Friday during ramp up, (approx. first 6 months), then you choose Tue-Sat or Sun-Thur. 

This is a Hybrid role. Will be required to be on-site in Tempe, Arizona a few days per month as needed.

Achieve well-being with:


?        Hybrid and remote work opportunities

?        401 (k) with employer match

?        Medical, dental and vision with HSA and FSA

?        Competitive and flexible PTO, including dedicated volunteer days

?        Complete wellness support with access to Virgin Pulse, Ginger Health Coaching, and fitness discounts

?        Up to $5,250 paid back to you on eligible education expenses

?        Pet insurance for your furry family members

?        Financial support in times of hardship with our Achieve Care Fund

?        A safe place to connect with other employees through our six employee resource groups

Meet Achieve

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and an empathetic touch. We put people first and treat them like humans, not account numbers.

Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.



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Application Instructions

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