Job Description

As a Debt Settlement Specialist, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. You will be responsible for building relationships with creditors, negotiating the settlement of debt on behalf of our clients, and successfully managing a pipeline of accounts to hit monthly department goals.  

At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 2,700 employees in mostly hybrid or work from home roles across Arizona, California, and Texas and are strategically growing our teams to better serve our members. A career at Achieve is more than a job-it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first. 

What you’ll do:

  • Contact creditors via phone/email and collaborate successfully to negotiate payment terms with creditors settlements for our members
  • Manage queue to prioritize and complete all assigned work
  • Process settlements accurately and completely through to submission
  • Follow-up to ensure tasks are completed in a timely manner
  • Escalate situations requiring client interaction to reach a resolution
  • Update account information accurately and create notations supporting those actions

What you’ll bring:

  • Experience speaking directly with creditors and law firms (preferred)
  • Prior collections experience helpful
  • Adhere to compliance standards and display confidentiality and professionalism while working with Creditors
  • Demonstrate Customer/Creditor focused/friendly attitude and sense of urgency
  • Ability to negotiate settlements with the best terms for our clients
  • Strong communication skills - both verbal and written
  • Strong attention to detail and follow up tasks
  • Ability to multitask and prioritize accounts within a work queue
  • Proficient PC skills in the Microsoft product line including: Word, Excel and Outlook
  • Working knowledge of debt settlement industry as well as familiarity with creditor documents
  • Experience with Salesforce for account management

Achieve well-being with:


  • Hybrid and work from home opportunities along with flexible time off or vacation time
  • Eligibility for the 401k is first of the month following 30 days of employment (not in your first month)
  • Medical, dental and vision with HSA and FSA
  • Complete wellness support with access to Virgin Pulse, Ginger Health Coaching, and fitness discounts
  • Up to $5,250 paid back to you on eligible education expenses 
  • Pet insurance for your furry friends
  • Financial support in times of hardship with our Achieve Care Fund 
  • A safe place to connect with other employees through our six employee resource groups 
  • No Weekends!

Starting Pay: $19+/hr + monthly bonus

Start Date:  February 20, 2023

Meet Achieve 

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and an empathetic touch. We put people first and treat them like humans, not account numbers.

Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.

Job Req:


Application Instructions

Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!

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