Job Description

As a Senior Compliance and Risk Officer, you will impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. The Senior Compliance and Risk Officer will be responsible for establishing, implementing and maintaining risk management standards and programs to drive compliance with all applicable state and federal laws and regulations. You will collaborate with internal and business stakeholders to ensure processes, systems and controls are in place to effectively manage risk and meet regulatory expectations.

 

Join Achieve, change the future

At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 2,700 employees in mostly hybrid or remote roles across Arizona, California, and Texas and are strategically growing our teams to better serve our members. A career at Achieve is more than a job-it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, while putting your well-being first.

 

What you’ll do:


  • Provide strategic direction and guidance to line of business senior leaders regarding applicable laws, rules, regulations, enterprise standards and industry best practices
  • Execute Compliance and Risk Program requirements such as regulatory change management, risk assessments, issue management, third party risk management, training, metrics and reporting
  • Embraces a strong risk culture that identifies and provides oversight, credible challenge and escalation of existing and emerging risks and issues
  • Monitor the reporting, escalation, and timely remediation of issues, deficiencies or regulatory matters
  • Provide subject matter expertise to business partners on how to mitigate compliance and operational risks
  • Provide compliance and risk management expertise and consulting for projects and initiatives with moderate to high risk
  • Identify strategies to effectively monitor and analyze data (i.e. complaints, quality assurance results, etc.) to identify potential compliance and operational risks
  • Identify and recommend opportunities to improve processes that mitigate risk
  • Develop policies, procedures, and job aids
  • Be seen as the Subject Matter Expert in reviewing marketing collateral to ensure it is in alignment with internal guidelines
  • Lead the collection of information and respond to audit and exam requests
  • Provide direction to the business with conducting root cause analysis, developing corrective action plans and effectively managing regulatory change
  • Coordinate the reporting, escalation, and timely remediation of issues, deficiencies or regulatory matters
  • Design and oversee implementation of compliance and risk programs

 

What you’ll bring:

 

  • Bachelor’s degree or equivalent experience, an Advanced secondary degree or professional certification (e.g., CRCM, CAMS, CFE, IACCP) is not required but preferred
  • 10+ years financial services compliance, risk management or audit experience with increasing levels of responsibility
  • 7 + years’ experience operating within a Compliance Management System, Operational Risk Management Program, or similar and leading one or more program elements
  • Our ideal candidate brings demonstrated subject matter expertise in the following consumer protection laws and regulations: ADA, ECOA, FCRA, SCRA, TCPA, TILA and UDAAP.
  • Prior experience interacting with external regulators and third party audit providers
  • Strong interpersonal, communication and influencing skill, including the ability to indirectly influence others outside your department
  • Ability to communicate effectively, collaborate with others, solve problems creatively and demonstrate high integrity
  • Strong analytical and critical thinking skills, with attention to detail and accuracy. Ability to identify root causes, develop tactical and strategic solutions and effectively prioritize work efforts
  • Strong project management skills, with a proven ability to coordinate across departments and functions
  • Self-starter, willing to take ownership and drive initiatives to resolution while reporting appropriately on progress made and escalating when difficulties are encountered
  • 10+ years of experience working with applicable laws, rules, and regulations, how they apply to products and services; ability to identify potential gaps or deficiencies related to the regulatory requirements, assess the level of risk and design solutions to resolve the identified gaps
  • Strict attention to detail; ability to produce quality work products without mistakes and discrepancies; Ability to review work products produced by others to ensure accuracy
  • Ability to thrive in a fast-paced, matrixed work environment
  • Strong computer skills, specifically Microsoft Office products

 Achieve well-being with:

 

  • Hybrid and remote work opportunities
  • 401 (k) with employer match
  • Medical, dental and vision with HSA and FSA
  • Competitive and flexible PTO, including dedicated volunteer days
  • Complete wellness support with access to Virgin Pulse, Ginger Health Coaching, and fitness discounts
  • Up to $5,250 paid back to you on eligible education expenses
  • Pet insurance for your furry family members
  • Financial support in times of hardship with our Achieve Care Fund
  • A safe place to connect with other employees through our six employee resource groups

 

Meet Achieve 

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and an empathetic touch. We put people first and treat them like humans, not account numbers.

 

Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.

 

#LI-LB1

#remote

 

Job Req:

20085

Application Instructions

Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!

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