Meet Achieve
Achieve is a leader in digital personal finance, built around a single mission: helping everyday people move forward on the path to a better financial future. We exist for the person who is tired of feeling stuck, drowning in debt, overwhelmed by minimum payments, and unsure where to turn. Since 2002, we've served more than 2 million people and resolved over $20 billion in debt. Those aren't just numbers. Each one represents a family with a little more breathing room, a person who finally feels in control of their finances, a future that looks brighter than it did before.
We do it through three core solutions: debt relief, where our team negotiates directly with creditors to reduce what members owe; personal loans, to replace high-interest debt with one straightforward payment; and home equity solutions, which put the value of a home to work to pay down debt. What makes Achieve different isn't just the products—it's the way we deliver them. With 4,500+ creditor relationships, an innovative platform that matches members to the right solution for their specific situation, and a team of 2,200+ people who genuinely care about member outcomes, we've built something the industry needed.
And the people who power all of that? They deserve to thrive, too.
The belief of caring for our members and caring for our teammates are inseparable. It’s at the heart of everything we do. Our culture is rooted in four core values: Care (for everyone), Get better (every day), Collaborate (with everyone), and Act with integrity (every time). These aren't just words on a wall. They shape how we hire, how we lead, and how we design the benefits and experiences that support every person on our team.
Time off that actually works for you
At Achieve, we offer time off policies designed to give you real flexibility. Not just on paper, but in practice.
Flexible time off (FTO)
For salaried and leadership teammates, Achieve offers flexible time off with no annual cap and no predetermined limits. You take the time you need, when you need it. Whether that's a mental health day, a family vacation, or just a long weekend. No watching a countdown clock, no guilt about using what's yours.
Generous accrued vacation time
Hourly and salaried teammates accrue paid vacation that grows with their tenure, up to 15 days (120 hours) in their first year, scaling up to 20 days (160 hours) by their fifth anniversary. Hourly teammates start accruing up to 11.5 days in year one, building toward that same 20-day mark over time.
Support for working parents
Childcare isn’t just part of your routine—it’s what makes your day possible. That’s why we partner with Mirza to help take some of the pressure off and make sure you have the support you need, both at work and at home.
Through Mirza, teammates can get matched with programs that offer savings or financial support for daycare, preschool, and more. Even better, the platform makes it easy to apply, helping you access the funds and resources available in your area with just a click.
Paid sick leave
All teammates accrue 40 hours of paid sick leave per year, with the ability to carry up to 40 unused hours into the following year.
Paid holidays + holiday choice program
Achieve observes 10 paid holidays each year, including a unique Holiday Choice Program. Rather than a one-size-fits-all approach, teammates can choose two out of three observed cultural holidays: MLK Jr. Day, Presidents' Day, and Juneteenth, allowing you to celebrate what matters most to you. If you'd prefer, those days can also be used as pre-planned time off at another point in the year.
Birthday time off
Your birthday should feel special. That’s why hourly and salary teammates receive 4 hours of paid birthday time off to celebrate however you choose.
Paid volunteer hours
We believe giving back isn't something you should have to do on your own time. That's why every teammate receives 16 hours of paid volunteer time off each year.
Health & wellness benefits built around you
Achieve offers comprehensive benefits coverage that supports your physical, emotional, and financial well-being. Most benefits become effective on the first day of the month following your date of hire.
Medical, pharmacy, & telemedicine
Accessing quality healthcare through medical, pharmacy, and telemedicine is convenient no matter where you are or what your schedule looks like.
Dental and vision
We offer comprehensive dental and vision coverage so you can take care of the whole picture.
Life insurance & disability coverage
- Basic life and AD&D insurance: Company-paid, so you're covered from day one
- Voluntary life and AD&D: Additional coverage options for you, your spouse, and your children
- Long-term disability: Company-paid
- Voluntary long-term disability: A buy-up option if you want additional protection
- Coverage details, including state-mandated short-term disability, vary by location.
Paid parental leave
Whether you're welcoming a newborn, an adopted child, or a new foster placement, Achieve supports new parents with four weeks of paid parental leave, so you can be fully present for one of life's biggest moments without worrying about your paycheck.
Employee assistance program (EAP)
Life happens. It’s important to have someone in your corner. The company-paid EAP provides confidential support for personal and professional challenges, including mental health resources, financial counseling, and more.
Health Savings and flexible spending accounts (HSA + FSA)
Achieve contributes to your Health Savings Account, helping you set aside pre-tax dollars for qualified medical expenses. It's a benefit that works for you now and in the future. Choose from health care FSAs and dependent care FSAs to manage out-of-pocket expenses with pre-tax dollars. Both are funded with pre-tax dollars, which means you pay less in taxes and keep more of what you earn.
401(k) with company match
Retirement planning shouldn't wait. Achieve teammates are eligible for the 401(k) plan on the first of the month following 30 days of employment. Achieve matches 50 cents for every dollar you contribute, up to a maximum company match of $5,000 per calendar year. That's real money working for your future.
Perks that go the extra mile
Beyond core benefits, Achieve offers a range of additional perks designed to support your personal and professional life:
- Tuition reimbursement: Invest in your education and grow your skills
- Legal assistance plan: Access to legal support when life gets complicated
- Pet care discounts: Because your furry family members matter, too
- BenefitHub discount platform: Savings on everything from travel to retail
- - Free Crossroads gym membership: Available for teammates at the San Mateo, CA office only
Benefits are just one part of what makes Achieve a great place to build a career. Our team members often receive promotions within three months, and we fill 30% of our open roles internally. Whether you're in sales, tech, marketing, member services, or operations, there's a path forward here.
Our teammates say it best:
"Achieve gives you room to grow and recognizes your potential. Everyone wants you to succeed here—your peers, managers, and senior leadership." –Kris C., Achieve teammate
"The culture and the opportunity for growth are unlike any other place I have worked. The environment is collaborative, and everyone cares!"
–Keisha E., Achieve teammate
Do work that matters
At Achieve, you won't just show up and clock out. You'll help real people get out of debt, reclaim their financial futures, and breathe a little easier. If meaningful work backed by real benefits sounds like the right fit, we'd love to meet you.
Explore open roles and apply.
