Job Description
As an Operational Risk Reporting Analyst, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. You will be part of the team that provides the “First Line of Defense” for Lending Operations and ongoing governance of operational risk frameworks. This position will facilitate the repurchases process with investors and be an investor-facing partner. This role will also support Operational Risk through data by developing scripts that will systematically monitor operational activities and internal first line testing sampling. Additionally the Operational Risk Reporting Analyst will be a primary participant to support the Compliance team with audits and exams requests internally or from external regulators, partner banks, or other auditors with full support from Lending Operation leadership.
Join Achieve, change the future
At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 2,700 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.
Qualifications
What you’ll do:
- Partner with the business for the processing of loan repurchases.
- Perform targeted testing analysis and sampling by identifying illogical conditions and be able to transform the results into actionable activities.
- Partner with Business Leaders, Business subject matter experts, Control, Compliance, Ops Risk, Legal, and other personal loans or home loans lines of business to identify Self-Identified Issues or respond to Issues from Enterprise Risk.
- Work broadly across the organization to deliver accurate and timely audit samples in support of either internal or external audit activities. Ensure audit sampling is well defined, understood, and provided in such a manner as they meet the criteria of both the auditors and the Risk/Compliance organization. Interact with teams in each of the Operations, Compliance, Reporting organizations as well as Executive Leadership.
- Analyze results, either internal or external, on the accuracy of reporting, the speed and accuracy by which issues are permanently resolved, and the ability to drive quality control activities across the Lending Operations.
What you’ll bring:
- Bachelor’s degree or equivalent experience.
- 3+ years analytics and/or SQL experience.
- 3+ years of experience working in a data environment.
- Advanced analytic skills: able to work with data, to understand and interpret trending, and to be able to recommend appropriate solutions based on analysis.
- An inquisitive mind: able to consider the many sides of an issue, to ask the right questions, and to be able to reach conclusions that are actionable.
- Proven ability to identify process improvements.
- Experience working cross-functionally.
- Must be able to multitask; this role will require an ability to manage a vastly diverse set of initiatives.
- Must be able to stay organized while working on multiple projects.
- Strong knowledge of PC skills in the Microsoft and Google product line including: Word, & Excel, Gsheets, Gdocs, etc.
- Strong knowledge of PC based programs – ability to learn quickly.
Additional Information
Achieve well-being with:
Hybrid and remote work opportunities
401 (k) with employer match
Medical, dental, and vision with HSA and FSA
Competitive vacation and sick time off, as well as dedicated volunteer days
Access to wellness support through Employee Assistance Program, Virgin Pulse, Ginger Health Coaching, and fitness discounts
Up to $5,250 paid back to you on eligible education expenses
Pet insurance for your furry family members
Financial support in times of hardship with our Achieve Care Fund
A safe place to connect with other employees through our six employee resource groups
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.
Company Description
Meet Achieve
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and an empathetic touch. We put people first and treat them like humans, not account numbers.
